Ryan Christopher Wee (MAS Rep No. RCW300489782)

Approval Code: 616/13Jun22

Representing Prudential Assurance Company Singapore

Ryan Christopher Wee, CFP®, ChFC®/S, CEP®, IBFA

Financial Services Director

Private Client Advisor

Prudential Assurance Company Singapore

Founder of Radiance Group

Author of Prospersaurus® – How I Met My Financial Consultant

Introduce Me!

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Member of Insurance And Financial Practitioners Association Of Singapore (IFPAS)

Member of Financial Planning Association Of Singapore (FPAS)

Member of Estate Planning Practitioners Limited (EPPL)

About

Financial Planning isn’t straightforward, it takes time to understand a person enough to recommend what they need. It is never as simple as having a budget and choosing a policy.

Hi, I’m Ryan! If you’re on this page, a friend might have recommended you to get to know me.

Give a man a fish and he will eat for a day. Teach a man how to fish and you feed him for a lifetime.”

I believe that Financial Planning is about understanding your own needs and working towards your goals in life. When meeting anybody, I always aim to impart the basic understandings of Financial Planning such that they can make better financial decisions. 

Most of my time is spent consuming as much knowledge as I can about Financial Planning and finding ways to break it down in the simplest way possible to deliver the information to the everyday people who may not be trained financially. Since starting in this industry, I have attained 2 highly sought after accreditations – Certified Financial Planner and Chartered Financial Consultant®.

Being certified by both Financial Planning Association of Singapore (FPAS) and Insurance and Financial Practitioners Association of Singapore (IFPAS) respectively, you can expect that your session with me will be nothing short of eye-opening. I believe in only recommending what suits your needs and sharing with you along the way how to understand your own Financial Portfolio. I believe that the design of each Financial Portfolio is different and has to be tailored to fit each individual – there is no one size fits all.

I work with a Team who believes in Honesty & Integrity in our Business. We constantly seek individuals who are keen to serve and expand their skillset.

If you are keen to know more about Financial Planning or understand more what a Financial Consultant does, call me! Coffee is on me.


财务规划并不简单,了解一个人到足以推荐他们所需的东西需要时间。它从来不是简单地制定预算和选择政策的问题。

嗨,我是瑞安!如果你在这个页面上,可能是朋友推荐你来了解我。

“给人一条鱼,他可以吃一天;教会他钓鱼,他就能吃一辈子。”

我相信财务规划是理解自己的需求并朝着生活目标努力。当我与任何人见面时,我总是希望传授财务规划的基本知识,以便他们能做出更好的财务决策。

我大部分时间都在吸收尽可能多的财务规划知识,并寻找将其以最简单的方式传达给普通人的方法,因为这些人可能没有接受过财务培训。自从进入这个行业以来,我获得了两个备受追捧的认证——注册财务规划师™和特许财务顾问®。

我分别获得新加坡财务规划协会(FPAS)和新加坡保险与金融从业者协会(IFPAS)的认证,因此你可以期待与你的会面将是开阔眼界的。我相信只推荐适合你需求的方案,并在此过程中教你如何理解自己的财务投资组合。我认为每个财务投资组合的设计都是不同的,必须根据每个人的情况量身定制——没有“一刀切”的解决方案。

我与一个相信诚实与诚信的团队合作。我们不断寻找渴望服务并拓展技能的人。

如果你想了解更多关于财务规划的信息或想更清楚财务顾问的工作内容,请给我打电话!咖啡由我请。

Awards & Accreditation

  • Prudential StarClub Premier (2018 – 2022)
  • Prudential StarClub (2018 – 2023)
  • Prudential Quality Club Elite (2018 – 2024)
  • Prudential Quality Club (2024)
  • Million Dollar Round Table (2020 – 2025)
  • Asia Pacific Financial Planner Award (2020 – 2023)
  • Brenda Tan Org. Top Rookie Financial Consultant (2018)
  • Brenda Tan Org. Runner Up Financial Consultant (2019)
  • Brenda Tan Org. Financial Consultant Of The Year (2019)
  • Brenda Tan Org. Grand Slam Award (2020)
  • Brenda Tan Org. Top Financial Consultant (ARP) (2019 – 2021)
  • Brenda Tan Org. Top Financial Consultant (PC$) (2019 – 2021)
  • Brenda Tan Org. Top Direct Manager (2021 – 2023)
  • Certified Financial Planner (CFP®)
  • Chartered Financial Consultant (ChFC®/S)
  • Certified Estate Planner (CEP®)
  • Bachelor of Business (Economics & Finance)
  • Institute Of Banking & Finance (Level 2)
  • Diploma in Personal Financial Planning (S’pore College Ins)
  • Certificate in Financial Needs Analysis & Plan Construction
  • Certificate in General Insurance

HOW I MET MY FINANCIAL CONSULTANT - Volume 1

I believe that Financial Planning is about understanding your own needs and working towards your goals in life. My goal is to share the basic understandings of Financial Planning such that you can make better financial decisions.

I wrote this with the idea of sharing the general concepts; the world is every changing, if you have these concepts with you, you will know how to adapt accordingly. I hope after reading this book, you will learn something!

CLICK ME TO COLLECT →

Services

Net Worth Analysis

Tax-Planning-Estate-Planning-Illustration

Retirement Planning

Cashflow-Planning

Cashflow Analysis

Insurance analysis

Financial-Health-Analysis

Legacy Planning

financial ratios

Testimonials

Zayden Kok

Research Manager

Financial planning have always been a stigma to public eyes and truthfully, it was to me as well. It took massive courage to actually commit myself into something which I once don’t really believe nor seen the value in.


Knowing Ryan did make a change in terms of my impression and views of financial consultants and more so when I realized how he went through my planning process in such detailed manner, fully customized that fits into my means perfectly.

He is a man of value and his passion to serve and integrity for everyone around him is admirable.

Not only an extraordinary individual but a great friend as well. Do hit him up and coffee’s on him!

ray lee

operational excellence consultant

If you are reading this testimonial, then i am sure that you are a skeptical and hardworking individual that will do your due diligence in everything you’ve decided to commit yourself with. I am too, especially when it comes to anything financially related.

 

Ryan is an individual with outstanding integrity and value. He is reliable and rational. He will only advise and propose within your means and your needs, he’s never attempted to up sell anything to me that i do not need. He’ll always have your interest at heart. Not to mention the personalized and analytical breakdown of your financial and financial-related advise that you’ll receive from him is top-notch.

If you’re looking for a reliable, prompt, honest, & rational Financial Planner with your interest at heart. You know who to call.

Chloe Chan

Business Planning Analyst

Financial Planning holds great importance to me as it gives me assurance that myself and my family will be taken care of in times of need. When looking for an advisor, I seek for someone reliable, systematic and dependable to tailor a solution that addresses my worries, needs, and budget.

I count my lucky stars to have known Ryan during my university days. When I had an emergency at the hospital, he picked up my call and guided me step by step on the procedures and came down to ensure that everything was okay.

Through this, I am certain that he will remain to be my go-to person for me and my family’s insurance needs and beyond.

If you have not considered Financial Planning, you should start today because the decision to insure myself at a young age is something I thank myself for today, tomorrow and the future.

If you are already considering it, feel free to approach Ryan – a financial advisor with burning passion to value add lives and going that extra mile for his clients to feel assured and confident of their investment with Prudential.

Venie Foo

Broker, Employee Benefits

Ryan never attempted to oversell. Instead, he came out with a bespoke proposal according to my needs, and made certain it was within my means. Coming from someone who works in the same field, trust me when I say Ryan is the financial planner you absolutely need.

He goes the extra mile – from patiently addressing my same question a million times, readily goes through with me my coverages at random hours, to even suggest to do up a summary in PowerPoint so I don’t have to go through the long list of wordings.

Ryan is a man of integrity. He is no doubt professional, always has his client’s interest in mind and gives honest advice. As a broker myself, I know I’m in good hands. Need I say more? Hit him up for coffee already!

Jamie Chong

Data & Documentation Specialist

I came to know Ryan when he was a student leader/executive committee in varsity. Ryan had an approachable and inclusive outlook which drew people, allowing them to easily confide in, and seek advice from him.

Throughout his tenure, Ryan was nothing short of responsible and driven, constantly striving for the best while being mindful of the development and consequences at hand.

Fast forward to today, Ryan’s string of achievements and success stories doesn’t seem to end just yet. This is illustrated through the high moral standards that he has set for himself; a passion to educate the masses on financial literacy, having strong work ethics to provide a more holistic and personal experience for all and most importantly, taking the initiative and being transparent when communicating on any matter.

Through his unbiased recommendations, Ryan tailored the plans to my needs – ensuring that I am not only well-protected, but also able to do so sustainably. This sets him apart from the rest, as he will always approach with your best interests at heart. His reliability and confidence in his craft is demonstrated through his growing credentials and desire to learn. I believe Ryan has all the qualities of an agent that we’re looking for, so do give yourself a chance, and see how he may value add. Cheers!

Nigel Zachariah Wong

Key Account Manager

For anybody that is looking for a dedicated, passionate and responsible financial agent, please feel free to hit Ryan up and I’m sure that he’ll continually keep up his high standards in this industry.

I have met my fair share of financial agents who more often than not, have given the financial planning industry a not-so-pleasant image. However, the manner in which Ryan conducts himself and the way he advices you on your various needs really brings a different light to what financial planning really is about and how it should really be done.

Ryan sincerely provided a very personalized planning process and he never fails to provide a simplified yet thorough and clear explanation throughout every step of the process.

Additionally, Ryan is very responsive and responsible when it comes down to handling your issues or questions. When I got injured and sought his advice, Ryan never hesitated to assist and he settled the various processes swiftly although it was in the wee hours of the morning.

Ryan is someone who is more concerned about meeting your needs and interests first and rather than upselling to you something you don’t need just to earn a quick buck.

The level of knowledge, professionalism and integrity that this man brings really sets himself apart from the rest of the industry. Furthermore, the level of personalized service, passion and dedication that Ryan brings to every single one of his clients merits a huge commendation.

gavin chan

Research associate

Knowing Ryan for so many years, he always puts your best interests first. Which is a no brainer for me to look for him to manage my finances and insurance. 

 

Sincerity and genuineness is what Ryan possesses. He never fails to sit down, spend some time to understand your finances and risk appetite, before advising on what is the right path to choose for your insurance journey. His work ethics have put him in a position where I would trust him with all my funds without any hesitation.

“I will make sure to protect and serve you till the day I die, your protection is my priority”. These are the words from Ryan to me on the day I sat down with him to go through my plans. This shows his dedication, passion and responsibility to his clients.

On your way to start your insurance journey as a client or even as his associate? I’m very sure you will be in good hands with Ryan. So what are you waiting for?

hailey dinh

account executive

I still remember my first time meeting Ryan at a shopping mall’s basement when he was just new to his job and I was fresh out of university. As I didn’t have much savings then, he agreed to only call me 2 years later. And he KEPT HIS WORD.

He called me for the first time after exactly 2 years when I was more financially stable and ready to take a life insurance. During those 2 years there were a handful of financial consultants who approached me but none of them gave the same sense of professionalism, efficiency and trustworthiness like Ryan does. I like that he is not pushy but always confident in sharing his knowledge with his clients. Seeing how capable Ryan is, I have referred 3 of my close friends to him.

Rachel yap

nutritionist

Ryan is very experienced, professional and dependable when it comes to giving recommendations to my financial needs. Coming from someone who has zero knowledge on financial planning, he helped me to clear all my doubts and worries by patiently answering all my questions.

I can really see the passion in Ryan and I have total trust in him. I will highly recommend anyone who have not considered financial planning as he have always dedicated his heart by placing his clients first.

maeve ong

admin executive

Ryan has been advising me on financial planning since I started working in 2018. He is a competent and proficient advisor who always provide balanced insights. He is very thorough and transparent in his work. He only recommended plans that were most suitable for me, and he also makes the conscious effort to provide regular updates on them.

 

I would highly recommend Ryan to any person who is looking for a professional and reliable financial advisor.

soh yong quan

manager

In my opinion, the differences between each policy and company is comparatively similar. What is the most important is the agent serving you. Anyone that has purchased any form of insurance has likely met with agents that seem unreliable. 

 

With Ryan, I feel reassured that I have an agent that is both reliable and knowledgeable in his field to assist me in all my Insurance and Financial needs.

keith kwa

safety officer

From my experience with Ryan as my Financial Consultant – he is a great one. He is not only well versed with insurance policies but also well versed in other aspects of Financial Planning. For example – which bank to place your money in if you are planning to save.

 

With him as my Financial Consultant, any enquiries which I have in terms of my planning, he is always there to help. Even with some financial issues on hand, he was able recommend suitable insurance coverage which was within my budget.

He not only took into consideration planning of my coverage if anything were to happen to me, but also took into accounts my future plans like: marriage; getting a flat and starting a family. He advised me on how much I will have to save to finance these things that I will be facing in the foreseeable future.

clarette chua

bank officer

Ryan is my Uni friend as well as trusted financial advisor. He will do his best to find the most suitable plans according to your needs & budget and never forces you to take up any unnecessary plans.

 

Don’t need to worry that he will give up halfway and leave your policies unattended as I can tell financial planning is really his passion. Aside from me, he is also servicing my family members and as difficult as my mom can get, Ryan has shown the utmost patience in explaining the policies to her and picking up her random calls. If anyone is looking for a dedicated financial advisor, do look for Ryan!

jonathan fong

real estate agent

When I got to know Ryan back in school days he has a very meticulous and cheerful personality. This positively projects in his work now as a consultant.

 

He was thorough and clear in explaining the details of the plan I was purchasing. He would take his time to give you updates on recent changes and answer any quarries promptly.

A really reliable agent and a great friend!

Tan zhi ming

LOGISTICS Manager

As someone who has different agents before, I dare say that Ryan is one of the most trusted insurance agents that i have ever met. Seeing the way he presents and hearing the way he speaks, I can genuinely feel that he has his client’s interest in mind. I WILL NOT hesitate to recommend Ryan’s service to anyone who is looking to get themselves covered.

NG SU YI

QUALITY CONTROLLER

Ryan is an extremely reliable Financial Consultant. Easy to reach out to and always giving constructive and reasonable advice. He has always ensured that I wasn’t overpaying for my insurance policies; having sufficient funds for savings, investing and not forgetting to enjoy life as well! A great dependable friend who is always there to answer any doubts. I highly recommend him to anyone who is green to financial planning and I am confident with his transparency and professionalism, he is able to help you understand and learn the importance of financial planning. Best!

amir hamzah

recruitment officer

Stop.

If you want honest tailored service with someone you can trust.

Look no further.

Richard Ang

Retiree

Ryan was assigned to look after my portfolio after I called into change agent. I am very fortunate to have Ryan manage my policies. He is always very detailed with his explanations and will never fail to answer my promptly. 

Patrick toh

Senior Manager

I was introduced to Ryan through a friend of mine. I did not like Prudential due to some bad experiences in the past. Through much persuasion, I decided to meet Ryan. Ryan never disappoints me whenever we meet. His promise to me “you will always learn something from me”. I hope he will do well and groom future agents to be more like him.

Regina Lee

Managing Director

I would like to commend Ryan on his help on planning for my business succession. Most agents that I meet are just only keen on easy sales and high commission. I was pleasantly surprised when Ryan took the time to explain and help me to plan. I took over a year of planning before I actually settled on something. Thank you for your patience Ryan!

Melissa Tan

Tax officer

Ryan has proved to be without doubt, one of the most trustworthy and capable financial advisor I have ever met.  Having just graduated from university and finally becoming financially independent for the first time, I was concerned and uncertain about financial planning as well as purchasing insurance for myself. During my first meeting with Ryan, I had several concerns and queries and he was nothing short of professional. An affable and amiable person, he was extremely patient in explaining the variety of policies available and quick to address and clarify any queries and misconceptions I had pertaining to the subject. He also helped to propose a plan that was catered to my financial ability and personalizing it to my needs.

 

I have come to learn that financial planning is extremely important because it does not just involve monthly income, expenditures and savings but also about how one can translate that into a sustainable long term income stream and protection as well as a safety net for their loved ones. Understanding my complete financial picture has been critical for me to manage my expenses and for me to reach my goal of financial independence and I have no one to thank but Ryan for sharing with me this knowledge.

Christine Lim

General Manager

Ryan was introduced to me by my daughter. I have been trying to get insurance for awhile because of my medical condition. All of the agents that I met straight away told me that I could not even apply. Ryan told me to keep try and It took about 3 years before I managed to get coverage. I am very impressed with his determination and effort.

Sharon ong

compliance officer

Being at the back end in this industry, I have seen many unethical situations when it came to Financial Consultants. I was afraid to trust anyone because of this. Ryan is the Financial Consultant for 5 of my friends. This led me to wonder why they were so confident in him and thus I decided to take a meeting with him. Ryan is not only detailed, but very honest when it came to policy terms and conditions. I know now who I can trust with my finances. Thank you.

Kenneth Khoo

Teacher

All of my agents in the past have just disappeared a few years after selling my something. After being with Ryan for many years, I am still happy to say that he is always prompt in answer my calls and will even call me to explain certain things if he feel it is urgent. Thank you Ryan.